WILLIAM KERR & CO. (INSURANCE CONSULTANTS) LIMITED

Reference number: 1034543

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

DICKSON & CO (NI) LIMITED Reference number: 500846 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WILLIAM KERR & CO. (INSURANCE CONSULTANTS) LIMITED (FRN 1034543) is an AR of DICKSON & CO (NI) LIMITED (FRN 500846). When you use WILLIAM KERR & CO. (INSURANCE CONSULTANTS)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WILLIAM KERR & CO. (INSURANCE CONSULTANTS), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Dickson Group Insurance Brokers & Estate Agents

Company details

From the company's Companies House record.

Company number
NI020866
Company status
Active
Company type
Private limited company
Incorporated
9 September 1987 (38 years old)
Registered office
16,Church Street, Kilrea, Co.Londonderry, BT51 5QU
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Margaret Ruth Dickson Director Sep 1960 30 Nov 2023
William Andrew Ashley Dickson Director May 1962 30 Nov 2023
Gavin Russell Mitchell Director May 1969 30 Nov 2023
Margaret Ruth Dickson Secretary Not published 30 Nov 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through DICKSON & CO (NI) LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is WILLIAM KERR & CO. (INSURANCE CONSULTANTS) LIMITED FCA authorised?
WILLIAM KERR & CO. (INSURANCE CONSULTANTS) LIMITED (FRN 1034543) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for WILLIAM KERR & CO. (INSURANCE CONSULTANTS)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. WILLIAM KERR & CO. (INSURANCE CONSULTANTS) LIMITED (FRN 1034543) is an AR of DICKSON & CO (NI) LIMITED (FRN 500846). When you use WILLIAM KERR & CO. (INSURANCE CONSULTANTS)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from WILLIAM KERR & CO. (INSURANCE CONSULTANTS), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with WILLIAM KERR & CO. (INSURANCE CONSULTANTS)?
Protection works through DICKSON & CO (NI) LIMITED, the principal firm responsible for WILLIAM KERR & CO. (INSURANCE CONSULTANTS)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is WILLIAM KERR & CO. (INSURANCE CONSULTANTS) a scam or clone?
WILLIAM KERR & CO. (INSURANCE CONSULTANTS) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is WILLIAM KERR & CO. (INSURANCE CONSULTANTS)'s Firm Reference Number (FRN)?
WILLIAM KERR & CO. (INSURANCE CONSULTANTS)'s FRN is 1034543. You can verify it on the FCA register.