Wye Valley Commercials Limited

Reference number: 1041058

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Wye Valley Commercials Limited (FRN 1041058) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not Wye Valley Commercials.
  • Example: if Wye Valley Commercials refers you to a financial adviser, the advice should come from the principal firm, not from Wye Valley Commercials itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
15794389
Company status
Active
Company type
Private limited company
Incorporated
22 June 2024 (2 years old)
Registered office
The Windmills, Dinedor, Hereford, England, HR2 6PE, England
Nature of business
  • Sale of other motor vehicles (SIC 45190)

Current directors and secretaries

Name Role Born Appointed
Robert Richards Director Nov 1970 12 Nov 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through LowRateCarFinance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Wye Valley Commercials Limited FCA authorised?
Wye Valley Commercials Limited (FRN 1041058) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Wye Valley Commercials?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Wye Valley Commercials Limited (FRN 1041058) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not Wye Valley Commercials. Example: if Wye Valley Commercials refers you to a financial adviser, the advice should come from the principal firm, not from Wye Valley Commercials itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Wye Valley Commercials?
Protection works through LowRateCarFinance Limited, the principal firm responsible for Wye Valley Commercials's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Wye Valley Commercials a scam or clone?
Wye Valley Commercials is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Wye Valley Commercials's Firm Reference Number (FRN)?
Wye Valley Commercials's FRN is 1041058. You can verify it on the FCA register.