XL Bermuda Ltd

Reference number: 202920

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
FC017238
Company status
Active
Company type
Overseas company
Incorporated
22 August 1995 (30 years old)
Registered office
O'Hara House, One Bermudiana Road, Hamilton, Hm08, Bermuda

Current directors and secretaries

Name Role Born Appointed
William Pollett Director Apr 1967 26 Apr 2019
Charles Scott Gunter Director Apr 1963 21 Feb 2020
Jacques De Peretti Director Dec 1960 4 Jun 2021
Noel Lennox Pearman Director Nov 1979 17 Jul 2024
Helen Cecile Gillis Director Mar 1974 27 Aug 2024
Nancy Bewlay Director Jul 1968 26 Feb 2025
Carla Whitehurst Secretary Not published 5 Aug 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.

Check your FSCS cover →

Show FCA detail (10 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Restricted to re-insurance.
    The firm must restrict all insurance business to reinsurance activities.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 4 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Mid Ocean Reinsurance Company Limited
  • XL Mid Ocean Reinsurance Company Ltd
  • XL Mid Ocean Reinsurance Ltd
  • XL Re Ltd

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Common questions

Frequently asked questions

Is XL Bermuda Ltd FCA authorised?
Yes, XL Bermuda Ltd (FRN 202920) is authorised by the FCA to carry out regulated activities.
Is my money safe with XL Bermuda?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about XL Bermuda to the Financial Ombudsman Service, free of charge.
Is XL Bermuda a scam or clone?
XL Bermuda is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is XL Bermuda's Firm Reference Number (FRN)?
XL Bermuda's FRN is 202920. You can verify it on the FCA register.