YOUSEND PAYMENTS LTD.

Reference number: 929371

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Yousend

Company details

From the company's Companies House record.

Company number
11552198
Company status
Active
Company type
Private limited company
Incorporated
4 September 2018 (7 years old)
Registered office
35 New Broad Street, London, EC2M 1NH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Adeoye Abraham Ojo Director May 1990 16 Feb 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.

    How safeguarding works →

Show FCA detail (1 permission)
  • 6. Money remittance.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • RIIO LIMITED

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • RIIO

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Common questions

Frequently asked questions

Is YOUSEND PAYMENTS LTD. FCA authorised?
Yes, YOUSEND PAYMENTS LTD. (FRN 929371) is registered with the FCA and permitted to provide its regulated services.
Is my money safe with YOUSEND PAYMENTS?
Protection depends on which product you hold and how YOUSEND PAYMENTS handles your money, so check the specific product before you commit. You can also refer complaints about YOUSEND PAYMENTS to the Financial Ombudsman Service, free of charge.
Is YOUSEND PAYMENTS a scam or clone?
YOUSEND PAYMENTS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is YOUSEND PAYMENTS's Firm Reference Number (FRN)?
YOUSEND PAYMENTS's FRN is 929371. You can verify it on the FCA register.