ZEN-UK LIMITED

Reference number: 1000019

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • ZEN
  • ZEN.COM

Company details

From the company's Companies House record.

Company number
13953648
Company status
Active
Company type
Private limited company
Incorporated
4 March 2022 (4 years old)
Registered office
344-354 Gray's Inn Road, London, WC1X 8BP, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Dawid Kamil Rożek Director Aug 1989 4 Mar 2022
Johanna Marie Tapping Director Feb 1978 1 Jun 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (7 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money

Limits on what they may do

  • Agents and distributors
    The firm will not onboard any agents or use any distributors.
  • Unrelated payment services
    The firm will not provide any payment services which are not related to the issuing of e-money (i.e. unrelated payment services).

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is ZEN-UK LIMITED FCA authorised?
Yes, ZEN-UK LIMITED (FRN 1000019) is authorised by the FCA to carry out regulated activities.
Is my money safe with ZEN-UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about ZEN-UK to the Financial Ombudsman Service, free of charge.
Is ZEN-UK a scam or clone?
ZEN-UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ZEN-UK's Firm Reference Number (FRN)?
ZEN-UK's FRN is 1000019. You can verify it on the FCA register.