Zest Midwives Limited

Reference number: 1007689

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

NOVA RISK SOLUTIONS LIMITED Reference number: 307562 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Zest Midwives Limited (FRN 1007689) introduces customers to NOVA RISK SOLUTIONS LIMITED (FRN 307562). Any regulated advice or arranging is done by the principal, not Zest Midwives.
  • Example: if Zest Midwives refers you to a financial adviser, the advice should come from the principal firm, not from Zest Midwives itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
14998811
Company status
Active
Company type
Private limited company
Incorporated
12 July 2023 (3 years old)
Registered office
33 Thingwall Road, Irby, Wirral, CH61 3UE, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)
  • Other human health activities (SIC 86900)
  • Activities of professional membership organisations (SIC 94120)

Current directors and secretaries

Name Role Born Appointed
Katherine Elizabeth Stephenson Director Jun 1964 12 Jul 2023
Tracy Jane Thomas Director Jan 1971 12 Jul 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through NOVA RISK SOLUTIONS LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Zest Midwives Limited FCA authorised?
Zest Midwives Limited (FRN 1007689) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Zest Midwives?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Zest Midwives Limited (FRN 1007689) introduces customers to NOVA RISK SOLUTIONS LIMITED (FRN 307562). Any regulated advice or arranging is done by the principal, not Zest Midwives. Example: if Zest Midwives refers you to a financial adviser, the advice should come from the principal firm, not from Zest Midwives itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Zest Midwives?
Protection works through NOVA RISK SOLUTIONS LIMITED, the principal firm responsible for Zest Midwives's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Zest Midwives a scam or clone?
Zest Midwives is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Zest Midwives's Firm Reference Number (FRN)?
Zest Midwives's FRN is 1007689. You can verify it on the FCA register.