ZILCH TECHNOLOGY LIMITED
Reference number: 843421
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Same company
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Zilch Technology Ltd, 111 Buckingham Palace Road, London, Westminster, SW1W 0SR, United Kingdom
- Zilch
Company details
From the company's Companies House record.
- Company number
- 11488502
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 July 2018 (8 years old)
- Registered office
- 111 Buckingham Palace Road, London, SW1W 0SR, England
- Nature of business
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- Data processing, hosting and related activities (SIC 63110)
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Philip Marc Belamant | Director | Nov 1984 | 27 Jul 2018 |
| Serge Belamant | Director | Sep 1953 | 20 Oct 2021 |
| Pavel Chernyshov | Director | Dec 1981 | 20 Oct 2021 |
| Sean O'Connor | Director | Jun 1980 | 28 Jun 2022 |
Activities and protection
What they can do, and how you are protected
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Providing Credit Information Services
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
What customers have complained about
Complaints record
In January–June 2025, the Financial Ombudsman Service received 114 new complaints about this firm, and upheld 42% of the ones it decided.
That is above the 31% median for the firms the Ombudsman reports on.
- Banking and credit 114
A bigger firm receives more complaints simply because it has more customers. FOS complaints data →
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