ZILCH TECHNOLOGY LIMITED

Reference number: 843421

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Zilch

Company details

From the company's Companies House record.

Company number
11488502
Company status
Active
Company type
Private limited company
Incorporated
27 July 2018 (8 years old)
Registered office
111 Buckingham Palace Road, London, SW1W 0SR, England
Nature of business
  • Data processing, hosting and related activities (SIC 63110)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Philip Marc Belamant Director Nov 1984 27 Jul 2018
Serge Belamant Director Sep 1953 20 Oct 2021
Pavel Chernyshov Director Dec 1981 20 Oct 2021
Sean O'Connor Director Jun 1980 28 Jun 2022

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Complaints record

In January–June 2025, the Financial Ombudsman Service received 114 new complaints about this firm, and upheld 42% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 114

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is ZILCH TECHNOLOGY LIMITED FCA authorised?
Yes, ZILCH TECHNOLOGY LIMITED (FRN 843421) is authorised by the FCA to carry out regulated activities.
Is my money safe with ZILCH TECHNOLOGY?
Protection depends on which product you hold and how ZILCH TECHNOLOGY handles your money, so check the specific product before you commit. You can also refer complaints about ZILCH TECHNOLOGY to the Financial Ombudsman Service, free of charge.
Is ZILCH TECHNOLOGY a scam or clone?
ZILCH TECHNOLOGY is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ZILCH TECHNOLOGY's Firm Reference Number (FRN)?
ZILCH TECHNOLOGY's FRN is 843421. You can verify it on the FCA register.