2nd City Commercial Limited

Reference number: 1005601

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • 2nd City Commercial Limited (FRN 1005601) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use 2nd City Commercial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from 2nd City Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07498 938988

  • Verified address

    Stowe Court, Stowe Street, Lichfield, WS13 6AQ, United Kingdom

Company details

From the company's Companies House record.

Company number
15233221
Company status
Active
Company type
Private limited company
Incorporated
24 October 2023 (2 years old)
Registered office
Advantage House Stowe Court, Stowe Street, Lichfield, Staffordshire, WS13 6AQ, United Kingdom
Nature of business
  • Activities of patent and copyright agents; other legal activities not elsewhere classified (SIC 69109)

Current directors and secretaries

Name Role Born Appointed
Michael Daniel Edmunds Director Aug 1987 24 Oct 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is 2nd City Commercial Limited FCA authorised?
2nd City Commercial Limited (FRN 1005601) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for 2nd City Commercial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. 2nd City Commercial Limited (FRN 1005601) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use 2nd City Commercial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from 2nd City Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with 2nd City Commercial?
Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for 2nd City Commercial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is 2nd City Commercial a scam or clone?
2nd City Commercial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is 2nd City Commercial's Firm Reference Number (FRN)?
2nd City Commercial's FRN is 1005601. You can verify it on the FCA register.