Canford Specialist Financial Services Ltd

Reference number: 1016557

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Canford Specialist Financial Services Ltd (FRN 1016557) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Canford Specialist Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Canford Specialist Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07983 131148

  • Verified address

    11 Thorn Road, Poole, Bournemouth, BH17 9AU, United Kingdom

Company details

From the company's Companies House record.

Company number
15811849
Company status
Active
Company type
Private limited company
Incorporated
1 July 2024 (2 years old)
Registered office
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Jenny Gallagher Director Feb 1986 1 Jul 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Canford Specialist Financial Services Ltd FCA authorised?
Canford Specialist Financial Services Ltd (FRN 1016557) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Canford Specialist Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Canford Specialist Financial Services Ltd (FRN 1016557) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Canford Specialist Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Canford Specialist Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Canford Specialist Financial Services?
Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for Canford Specialist Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Canford Specialist Financial Services a scam or clone?
Canford Specialist Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Canford Specialist Financial Services's Firm Reference Number (FRN)?
Canford Specialist Financial Services's FRN is 1016557. You can verify it on the FCA register.