Commercial and Business Funding Ltd

Reference number: 773448

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

OPTIMUM COMMERCIAL SOLUTIONS LTD Reference number: 808754 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Commercial and Business Funding Ltd (FRN 773448) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Commercial and Business Funding's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Commercial and Business Funding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Concerns on the company record

  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
Company name
COMMERCIAL & BUSINESS FUNDING LIMITED
Company number
11931374
Company status
Active
Company type
Private limited company
Incorporated
8 April 2019 (7 years old)
Registered office
Tree Tops, 2 Amyroyce Drive, Shipley, BD18 1LE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Lynn Green (Dr) Director Sep 1977 8 Apr 2019
Paul Green Director Sep 1970 14 Jun 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Comemrcial and Business Funding

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Common questions

Frequently asked questions

Is Commercial and Business Funding Ltd FCA authorised?
Commercial and Business Funding Ltd (FRN 773448) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Commercial and Business Funding?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Commercial and Business Funding Ltd (FRN 773448) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Commercial and Business Funding's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Commercial and Business Funding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Commercial and Business Funding?
Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for Commercial and Business Funding's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Commercial and Business Funding a scam or clone?
Commercial and Business Funding is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Commercial and Business Funding's Firm Reference Number (FRN)?
Commercial and Business Funding's FRN is 773448. You can verify it on the FCA register.