Discovery Commercial Finance Ltd
Reference number: 989058
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
OPTIMUM COMMERCIAL SOLUTIONS LTD Reference number: 808754 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Discovery Commercial Finance Ltd (FRN 989058) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Discovery Commercial Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Discovery Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
Fairfax House, 6a Mill Field Road, Cottingley, Bingley, BD16 1PY, England
Company details
From the company's Companies House record.
- Company name
- DISCOVERY COMMERCIAL FINANCE LIMITED
- Company number
- 14520594
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 December 2022 (3 years old)
- Registered office
- Fairfax House 6a Mill Field Road, Cottingley, Bingley, BD16 1PY, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Benjamin James Sugden | Director | Apr 1991 | 2 Dec 2022 |
| Jenni Victoria Whitaker | Director | Oct 1990 | 2 Dec 2022 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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