EQUIFAX LIMITED

Reference number: 739000

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
02425920
Company status
Active
Company type
Private limited company
Incorporated
25 September 1989 (36 years old)
Registered office
1 Angel Court, London, EC2R 7HJ, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Paul Heywood Director Mar 1976 28 Nov 2019
Stephane Dubois Director Oct 1977 11 Jun 2024
Sara Philippa Bennison Director Sep 1967 11 Sep 2024
David Bernard Director Jun 1973 10 Dec 2025
James Atkin Secretary Not published 5 Feb 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Credit Broking
  • Providing Credit References

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 fine in 2023, £11.16m in total. This is part of the official register record and is worth reviewing before going ahead.

  • Fined £11.16m on 3 October 2023
    On 3 October 2023, the FCA imposed a financial penalty of £11,164,400 on Equifax Limited. The reason for this action is that Equifax Limited failed to manage and monitor the security of UK consumer data it had outsourced to its parent company based in the US which experienced a data breach. The fine also relates to the firm’s failings in relation to treating customers fairly and communicating information in a way which is clear, fair and not misleading following a data breach security of UK consumer data it had outsourced to its parent company based in the US. The breach allowed hackers to access the personal data of millions of people and exposed UK consumers to the risk of financial crime.

    Read the FCA notice →

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Common questions

Frequently asked questions

Is EQUIFAX LIMITED FCA authorised?
Yes, EQUIFAX LIMITED (FRN 739000) is authorised by the FCA to carry out regulated activities.
Is my money safe with EQUIFAX?
Protection depends on which product you hold and how EQUIFAX handles your money, so check the specific product before you commit. You can also refer complaints about EQUIFAX to the Financial Ombudsman Service, free of charge.
Is EQUIFAX a scam or clone?
EQUIFAX is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is EQUIFAX's Firm Reference Number (FRN)?
EQUIFAX's FRN is 739000. You can verify it on the FCA register.