Equifax Limited

Reference number: 940655

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Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
02425920
Company status
Active
Company type
Private limited company
Incorporated
25 September 1989 (36 years old)
Registered office
1 Angel Court, London, EC2R 7HJ, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Paul Heywood Director Mar 1976 28 Nov 2019
Stephane Dubois Director Oct 1977 11 Jun 2024
Sara Philippa Bennison Director Sep 1967 11 Sep 2024
David Bernard Director Jun 1973 10 Dec 2025
James Atkin Secretary Not published 5 Feb 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Account information No FSCS cover
    This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Complaints record

In January–June 2025, the Financial Ombudsman Service received 75 new complaints about this firm, and upheld 23% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 75

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Equifax Limited FCA authorised?
Yes, Equifax Limited (FRN 940655) is registered with the FCA and permitted to provide its regulated services.
Is my money safe with Equifax?
Protection depends on which product you hold and how Equifax handles your money, so check the specific product before you commit. You can also refer complaints about Equifax to the Financial Ombudsman Service, free of charge.
Is Equifax a scam or clone?
Equifax is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Equifax's Firm Reference Number (FRN)?
Equifax's FRN is 940655. You can verify it on the FCA register.