Kirkham Grammar School

Reference number: 1017123

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Introducer appointed representative, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Kirkham Grammar School (FRN 1017123) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Kirkham Grammar School.
  • Example: if Kirkham Grammar School refers you to a financial adviser, the advice should come from the principal firm, not from Kirkham Grammar School itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Verified address

    Philip Joseph Dakin and Benjamin John Wiles, both of Kroll Advisory Ltd, The News Building, Level 6, 3, London Bridge Street, London, SE1 9SG, United Kingdom

Company details

From the company's Companies House record.

Company number
06195985
Company status
Active
Company type
Private company limited by guarantee
Incorporated
2 April 2007 (19 years old)
Registered office
Ribby Road, Kirkham, Preston, Lancashire, PR4 2BH
Nature of business
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Current directors and secretaries

Name Role Born Appointed
Lorraine Wareing Director Nov 1967 17 Nov 2012
Paul Robert Anthony Ribchester Director Sep 1970 17 Mar 2018
Michael Robert Bailey Director Dec 1968 1 Jun 2021
Keith Berry Director Mar 1955 21 Jun 2021
Shabana Raza Director Sep 1974 7 Jul 2023
Gail Suzanne Pendergest Director Nov 1963 1 Mar 2024
Malcom James North Director May 1981 13 Dec 2024
Alexandra Chalwe Director Oct 1988 13 Jun 2025
Paula Homan Secretary Not published 29 Jan 2024

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Kirkham Grammar School FCA authorised?
Kirkham Grammar School (FRN 1017123) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Kirkham Grammar School?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Kirkham Grammar School (FRN 1017123) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Kirkham Grammar School. Example: if Kirkham Grammar School refers you to a financial adviser, the advice should come from the principal firm, not from Kirkham Grammar School itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Kirkham Grammar School?
Kirkham Grammar School is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Is Kirkham Grammar School a scam or clone?
Kirkham Grammar School is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Kirkham Grammar School's Firm Reference Number (FRN)?
Kirkham Grammar School's FRN is 1017123. You can verify it on the FCA register.