Merchiston Castle School

Reference number: 1034660

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Merchiston Castle School (FRN 1034660) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Merchiston Castle School.
  • Example: if Merchiston Castle School refers you to a financial adviser, the advice should come from the principal firm, not from Merchiston Castle School itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC014265
Company status
Active
Company type
Private company limited by guarantee
Incorporated
30 July 1926 (100 years old)
Registered office
294 Colinton Road, Colinton, Edinburgh, EH13 0PU
Nature of business
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Current directors and secretaries

Name Role Born Appointed
Neil Fraser Mitchell Director Oct 1964 25 Feb 2019
Kenneth Muir Greig Director Mar 1960 27 Jun 2022
Ian Bryson Mccarlie Director Jul 1969 27 Jun 2022
Rachel Ann Deans (Dr) Director Nov 1972 26 Jun 2023
Robert Barclay Cook Director Jan 1966 18 Mar 2025
John Howard Mckean Director Aug 1963 18 Mar 2025
Kelly Marie Foley Director Sep 1972 29 Apr 2025
Caroline Emma Mclaren Director Feb 1974 29 Apr 2025
James Robert Crawford Director Mar 1980 29 Apr 2025
Philippa Claire Axon Secretary Not published 21 Aug 2017

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Merchiston Castle School FCA authorised?
Merchiston Castle School (FRN 1034660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Merchiston Castle School?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Merchiston Castle School (FRN 1034660) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Merchiston Castle School. Example: if Merchiston Castle School refers you to a financial adviser, the advice should come from the principal firm, not from Merchiston Castle School itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Merchiston Castle School?
Protection works through Premium Credit Limited, the principal firm responsible for Merchiston Castle School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Merchiston Castle School a scam or clone?
Merchiston Castle School is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Merchiston Castle School's Firm Reference Number (FRN)?
Merchiston Castle School's FRN is 1034660. You can verify it on the FCA register.