Mount Kelly

Reference number: 1056987

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Introducer appointed representative

Mount Kelly can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Mount Kelly (FRN 1056987) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Mount Kelly.
  • Example: if Mount Kelly refers you to a financial adviser, the advice should come from the principal firm, not from Mount Kelly itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mount Kelly FCA authorised?
Mount Kelly (FRN 1056987) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Mount Kelly?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mount Kelly (FRN 1056987) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Mount Kelly. Example: if Mount Kelly refers you to a financial adviser, the advice should come from the principal firm, not from Mount Kelly itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mount Kelly?
Protection works through Premium Credit Limited, the principal firm responsible for Mount Kelly's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mount Kelly a scam or clone?
Mount Kelly is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mount Kelly's Firm Reference Number (FRN)?
Mount Kelly's FRN is 1056987. You can verify it on the FCA register.