Oswestry School

Reference number: 912977

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Oswestry School (FRN 912977) is an AR of Premium Credit Limited (FRN 702718). When you use Oswestry School's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Oswestry School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
03931222
Company status
Active
Company type
Private company limited by guarantee
Incorporated
22 February 2000 (26 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Current directors and secretaries

Name Role Born Appointed
Peter Trevor Wilcox Jones Director Apr 1959 22 Feb 2000
David Paul Evison Director May 1946 25 Jun 2011
Brian Welti Director Jul 1958 22 Mar 2014
Rachel Mary Warner Director Feb 1970 28 Jun 2014
Thomas Edward Bowen Director Apr 1967 27 Sep 2014
Andrea Jane Lee Director Mar 1967 25 Mar 2017
Christopher Joel Dillon Director Jan 1979 8 Dec 2020
James David Lloyd Director Jul 1971 23 Mar 2021
Helen Victoria Cox Director Aug 1953 7 Dec 2021
Lyndsay Margaret Guy Jenkins Director May 1968 7 Dec 2021
Andrew John Grove Director Sep 1967 25 Jun 2024
Sara Lyn Ellis-Anderson Director Jul 1984 25 Jun 2024
Victoria Ann Louise Sugden Director May 1972 27 Jan 2026
Johan Louise Beaver Director Nov 1978 17 Mar 2026
Claire Alexandra Belk Director Jun 1963 1 Apr 2026
Philip Adrian Bowd Secretary Not published 1 Aug 2011

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Oswestry School FCA authorised?
Oswestry School (FRN 912977) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oswestry School?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oswestry School (FRN 912977) is an AR of Premium Credit Limited (FRN 702718). When you use Oswestry School's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oswestry School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Oswestry School?
Protection works through Premium Credit Limited, the principal firm responsible for Oswestry School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Oswestry School a scam or clone?
Oswestry School is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Oswestry School's Firm Reference Number (FRN)?
Oswestry School's FRN is 912977. You can verify it on the FCA register.