PBFS Commercial Limited
Reference number: 985010
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
OPTIMUM COMMERCIAL SOLUTIONS LTD Reference number: 808754 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- PBFS Commercial Limited (FRN 985010) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use PBFS Commercial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from PBFS Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
99, Walmgate, York, YO1 9UA, United Kingdom
- Feel Good Commercial
Company details
From the company's Companies House record.
- Company name
- PBFS COMMERCIAL LTD
- Company number
- 14258496
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 July 2022 (4 years old)
- Registered office
- 101 Walmgate, York, YO1 9UA, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Activities of insurance agents and brokers (SIC 66220)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Ian Robert Preston | Director | Aug 1980 | 27 Jul 2022 |
| Sarah-Jane Taylor | Director | Nov 1982 | 27 Jul 2022 |
| James Thomas Kear | Director | Apr 1988 | 15 Aug 2022 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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Common questions