Premium Mortgage Services Ltd

Reference number: 1014899

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Premium Mortgage Services Ltd (FRN 1014899) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Premium Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Premium Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07422 532252

  • Verified address

    Boundary House, Office 220, Second Floor, Cricket Field Road, Uxbridge, UB8 1QG, United Kingdom

Also trades as
  • Premium Commercial Mortgages

Company details

From the company's Companies House record.

Company number
15610736
Company status
Active
Company type
Private limited company
Incorporated
2 April 2024 (2 years old)
Registered office
Boundary House Cricket Field Road, Office 220, Second Floor, Uxbridge, UB8 1QG, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Ahmad Shoaib Sabir Director Jan 1978 2 Apr 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Premium Mortgage Services Ltd FCA authorised?
Premium Mortgage Services Ltd (FRN 1014899) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Premium Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Premium Mortgage Services Ltd (FRN 1014899) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Premium Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Premium Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Premium Mortgage Services?
Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for Premium Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Premium Mortgage Services a scam or clone?
Premium Mortgage Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Premium Mortgage Services's Firm Reference Number (FRN)?
Premium Mortgage Services's FRN is 1014899. You can verify it on the FCA register.