Reeds School

Reference number: 923154

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Reeds School (FRN 923154) is an AR of Premium Credit Limited (FRN 702718). When you use Reeds School's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Reeds School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
REED'S SCHOOL ENTERPRISES LIMITED
Company number
02503013
Company status
Active
Company type
Private limited company
Incorporated
17 May 1990 (36 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles (SIC 47640)
  • Other sports activities (SIC 93199)

Current directors and secretaries

Name Role Born Appointed
Lucy Katherine Hurford Director Feb 1974 31 Dec 2012
Mark William Hoskins Director Sep 1966 1 Sep 2014
Jason Player Mckinlay Director May 1966 12 Dec 2022
Jonathan Mark Andrew Price Director Dec 1964 12 Jun 2023
Sarah Pethybridge Secretary Not published 6 Jun 2019

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Reed's School Enterprises Limited
  • Reeds School Enterprises Limited

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Common questions

Frequently asked questions

Is Reeds School FCA authorised?
Reeds School (FRN 923154) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Reeds School?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Reeds School (FRN 923154) is an AR of Premium Credit Limited (FRN 702718). When you use Reeds School's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Reeds School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Reeds School?
Protection works through Premium Credit Limited, the principal firm responsible for Reeds School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Reeds School a scam or clone?
Reeds School is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Reeds School's Firm Reference Number (FRN)?
Reeds School's FRN is 923154. You can verify it on the FCA register.