Rosa Commercial Ltd

Reference number: 1036963

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rosa Commercial Ltd (FRN 1036963) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Rosa Commercial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rosa Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07746 326568

  • Verified address

    18 Morley Road, Southport, Sefton, PR9 9JT, United Kingdom

Company details

From the company's Companies House record.

Company number
16447621
Company status
Active
Company type
Private limited company
Incorporated
13 May 2025 (1 year old)
Registered office
18 Morley Road, Southport, PR9 9JT, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Samantha Claire Meredith Director Feb 1989 13 May 2025
Robert John Molloy Director Sep 1987 13 May 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Rosa Commercial Ltd FCA authorised?
Rosa Commercial Ltd (FRN 1036963) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rosa Commercial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rosa Commercial Ltd (FRN 1036963) is an AR of OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754). When you use Rosa Commercial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rosa Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Rosa Commercial?
Protection works through OPTIMUM COMMERCIAL SOLUTIONS LTD, the principal firm responsible for Rosa Commercial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Rosa Commercial a scam or clone?
Rosa Commercial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Rosa Commercial's Firm Reference Number (FRN)?
Rosa Commercial's FRN is 1036963. You can verify it on the FCA register.