St Albans School

Reference number: 912218

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • St Albans School (FRN 912218) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not St Albans School.
  • Example: if St Albans School refers you to a financial adviser, the advice should come from the principal firm, not from St Albans School itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
04400125
Company status
Active
Company type
Private company limited by guarantee
Incorporated
21 March 2002 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • General secondary education (SIC 85310)

Current directors and secretaries

Name Role Born Appointed
Alastair Mark Woodgate Director Jul 1963 11 Dec 2010
Nigel Moore Director Jun 1962 3 Mar 2018
Matthew William Southworth Cawthorne Director Jul 1962 12 May 2018
Carole Elizabeth Pomfret Director Mar 1961 12 May 2018
Christopher Miles Oglethorpe Director Jun 1969 26 Jun 2021
Frances Elizabeth Lightowler Director Nov 1962 26 Jun 2021
Anna Marie Philpott Director May 1974 26 Jun 2021
Neil Frank Osborn Director Oct 1949 15 Sep 2021
Cheryl Joanne Millington Director Jul 1966 3 Mar 2022
Benjamin Charles Walker Director Nov 1964 4 Sep 2023
Guy Rory Sanderson Director May 1972 15 Mar 2025
Angela Denise Higgs Secretary Not published 21 Aug 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is St Albans School FCA authorised?
St Albans School (FRN 912218) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for St Albans School?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. St Albans School (FRN 912218) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not St Albans School. Example: if St Albans School refers you to a financial adviser, the advice should come from the principal firm, not from St Albans School itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with St Albans School?
Protection works through Premium Credit Limited, the principal firm responsible for St Albans School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is St Albans School a scam or clone?
St Albans School is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is St Albans School's Firm Reference Number (FRN)?
St Albans School's FRN is 912218. You can verify it on the FCA register.