St Mary's School (Colchester) Limited
Reference number: 952675
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- St Mary's School (Colchester) Limited (FRN 952675) is an AR of Premium Credit Limited (FRN 702718). When you use St Mary's School (Colchester)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from St Mary's School (Colchester), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
91 Lexden Road, Colchester, Essex, CO3 3RB, United Kingdom
Company details
From the company's Companies House record.
- Company number
- 00988976
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 9 September 1970 (55 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Pre-primary education (SIC 85100)
- Primary education (SIC 85200)
- General secondary education (SIC 85310)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Robert Graeme Lambert | Director | Mar 1955 | 24 Sep 2012 |
| William James Magill | Director | Aug 1950 | 4 Feb 2016 |
| Katharine Jill Abbott | Director | Jan 1974 | 5 Dec 2019 |
| Esther Eddy | Director | Dec 1973 | 8 Dec 2022 |
| Anthony Bell | Director | Oct 1959 | 6 Jul 2023 |
| Samuel Flower | Director | Aug 1994 | 7 Dec 2023 |
| Craig Woods | Director | Nov 1990 | 7 Dec 2023 |
| Andrew Simon Hampton | Director | May 1958 | 13 Mar 2025 |
| Nicole Rae Baerg (Dr) | Director | Dec 1978 | 10 Jul 2025 |
| Katherine Louise Taylor | Director | Oct 1981 | 11 Dec 2025 |
| Victoria Spencer-Allen | Director | May 1978 | 23 Jan 2026 |
| Sarah Catherine O'Laoi | Director | Feb 1978 | 23 Jan 2026 |
| Lizanne Shiret | Secretary | Not published | 13 Mar 2023 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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Common questions
Frequently asked questions
Is St Mary's School (Colchester) Limited FCA authorised?
St Mary's School (Colchester) Limited (FRN 952675) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for St Mary's School (Colchester)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. St Mary's School (Colchester) Limited (FRN 952675) is an AR of Premium Credit Limited (FRN 702718). When you use St Mary's School (Colchester)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from St Mary's School (Colchester), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with St Mary's School (Colchester)?
Protection works through Premium Credit Limited, the principal firm responsible for St Mary's School (Colchester)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is St Mary's School (Colchester) a scam or clone?
St Mary's School (Colchester) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is St Mary's School (Colchester)'s Firm Reference Number (FRN)?
St Mary's School (Colchester)'s FRN is 952675. You can verify it on the FCA register.