THE HOWE GREEN EDUCATIONAL TRUST LIMITED

Reference number: 1037518

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • THE HOWE GREEN EDUCATIONAL TRUST LIMITED (FRN 1037518) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not THE HOWE GREEN EDUCATIONAL TRUST.
  • Example: if THE HOWE GREEN EDUCATIONAL TRUST refers you to a financial adviser, the advice should come from the principal firm, not from THE HOWE GREEN EDUCATIONAL TRUST itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Howe Green House School

Company details

From the company's Companies House record.

Company number
02138295
Company status
Active
Company type
Private company limited by guarantee
Incorporated
8 June 1987 (39 years old)
Registered office
Howe Green House, Howe Green Great Hallingbury, Bishops Stortford, Hertfordshire, CM22 7UF
Nature of business
  • Primary education (SIC 85200)

Current directors and secretaries

Name Role Born Appointed
Amanda Jane Cutlan-Smyth Director Nov 1973 1 Apr 2014
Gemma Claire Westaby Rogers Director Jun 1978 5 Aug 2020
Mary Elizabeth Sanders Director Jul 1978 5 Aug 2020
Samantha Fiona Bristow Director Aug 1977 5 Aug 2020
Edward Charles Jasper Fielding Director Jan 1983 29 Mar 2023
Marie Calnan Director May 1965 27 Mar 2024
Ralph John Foster Dalton Director Nov 1974 27 Mar 2024
Alexandra Shelley James Director Feb 1986 26 Mar 2025
Lucy Elizabeth Klimowicz Director Feb 1982 31 Mar 2026
Alison Barbara White Secretary Not published 26 Mar 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is THE HOWE GREEN EDUCATIONAL TRUST LIMITED FCA authorised?
THE HOWE GREEN EDUCATIONAL TRUST LIMITED (FRN 1037518) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for THE HOWE GREEN EDUCATIONAL TRUST?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. THE HOWE GREEN EDUCATIONAL TRUST LIMITED (FRN 1037518) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not THE HOWE GREEN EDUCATIONAL TRUST. Example: if THE HOWE GREEN EDUCATIONAL TRUST refers you to a financial adviser, the advice should come from the principal firm, not from THE HOWE GREEN EDUCATIONAL TRUST itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with THE HOWE GREEN EDUCATIONAL TRUST?
Protection works through Premium Credit Limited, the principal firm responsible for THE HOWE GREEN EDUCATIONAL TRUST's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is THE HOWE GREEN EDUCATIONAL TRUST a scam or clone?
THE HOWE GREEN EDUCATIONAL TRUST is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is THE HOWE GREEN EDUCATIONAL TRUST's Firm Reference Number (FRN)?
THE HOWE GREEN EDUCATIONAL TRUST's FRN is 1037518. You can verify it on the FCA register.