Town Close Educational Trust Limited
Reference number: 966910
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Town Close Educational Trust Limited (FRN 966910) is an AR of Premium Credit Limited (FRN 702718). When you use Town Close Educational Trust's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Town Close Educational Trust, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
14 Ipswich Road, Norwich, Norfolk, NR2 2LR, United Kingdom
Company details
From the company's Companies House record.
- Company number
- 00940118
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 7 October 1968 (57 years old)
- Registered office
- Town Close Prep School, Ipswich Road, Norwich, NR2 2LR, England
- Nature of business
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- Pre-primary education (SIC 85100)
- Primary education (SIC 85200)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Adrian Martin Alexander Fennell | Director | Apr 1963 | 1 May 2019 |
| Jean Louise North | Director | May 1970 | 19 Jun 2020 |
| Sonal Ashvin Patel (Dr) | Director | Oct 1973 | 16 Mar 2021 |
| Denis Richard Costello | Director | Dec 1961 | 27 Apr 2022 |
| Helen Ruth Ripman | Director | Nov 1963 | 15 Sep 2022 |
| Faye Victoria Fenton-Stone | Director | Sep 1970 | 20 Feb 2023 |
| Isobelle Elizabeth Webster | Director | Feb 1989 | 1 Sep 2023 |
| Gemma Hordern | Director | Jan 1983 | 10 Jun 2024 |
| Simon Ian George | Director | Jan 1972 | 13 Sep 2024 |
| Duncan Sinclair | Director | May 1976 | 24 Mar 2026 |
| Mark Edward Bartram | Director | Oct 1963 | 23 Apr 2026 |
| Kate Deborah Artherton | Secretary | Not published | 21 Jul 2022 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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Common questions
Frequently asked questions
Is Town Close Educational Trust Limited FCA authorised?
Town Close Educational Trust Limited (FRN 966910) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Town Close Educational Trust?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Town Close Educational Trust Limited (FRN 966910) is an AR of Premium Credit Limited (FRN 702718). When you use Town Close Educational Trust's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Town Close Educational Trust, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Town Close Educational Trust?
Protection works through Premium Credit Limited, the principal firm responsible for Town Close Educational Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Town Close Educational Trust a scam or clone?
Town Close Educational Trust is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Town Close Educational Trust's Firm Reference Number (FRN)?
Town Close Educational Trust's FRN is 966910. You can verify it on the FCA register.